If equilibrium interest rate increases and curve of funding supplied shifts to left then impact on spending is

A. increase in near term
B. decrease in near term
C. increase in long term
D. decrease in long term
✅ The correct answer is option A.
If equilibrium interest rate increases and curve of funding supplied shifts to left then impact on spending is increase in near term. The equilibrium interest rate is the rate at which the quantity of money demanded is equal to the quantity of money supplied. The Federal Reserve can alter the equilibrium interest rate by adjusting the supply of money. The demand for money and supply of money can be graphed to determine the equilibrium interest rate.

Bond holder can make profit by returning bonds and exchanging with other securities if market value with conversion value

A. exceed non-convertible value
B. exceed collateral value
C. exceed mortgage value
D. exceeds market value of bond
✅ The correct answer is option D.
Bond holder can make profit by returning bonds and exchanging with other securities if market value with conversion value exceeds market value of bond. In exchange, the company pays an interest “coupon” (the annual interest rate paid on a bond, expressed as a percentage of face value) at predetermined intervals (usually annually or semiannually) and returns the principal on the maturity date, ending the loan.

HRP stands for

A. Human resource project
B. Human resource planning
C. Human recruitment planning
D. Human recruitment procedure
✅ The correct answer is option B.
HRP stands for Human resource planning. Human resource planning (HRP) is the continuous process of systematic planning ahead to achieve optimum use of an organization’s most valuable asset quality employees.

The intangible nature of many services can create unique challenges for marketers.

A. TRUE
B. FALSE
Answer: Option A
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✅ The correct answer is option A.
The intangible nature of many services can create unique challenges for marketers. One of the most obvious challenges in marketing services is that you are selling something intangible. People can touch and see a product and are exchanging money for something they need and can take home to use. Conversely, people only see the results of a service, which may not always be immediate.

The following is the permanent records for business

A. Business letters
B. Ledgers
C. Production reports
D. All of the above
✅ The correct answer is option A.
The following is the permanent records for business letters. A letter written for business purpose is a business letter. Inquiry letter, offer letter, order letter, cover letter, notices, termination of employment are some of the business letters. Suppose a person wants to write any of these business letters.

Which of the following is a good example of horizontal flow in an organization?

A. When employees give their supervisors reports listing their accomplishments during the last year
B. When the department heads of marketing and research get together for a meeting
C. When, at a party, the vice-president’s secretary tells the husband of one of the employees about plans for layoffs
D. When a supervisor issues a statement to all subordinates explaining new travel policies
✅ The correct answer is option B.
When the department heads of marketing and research get together for a meeting is a good example of horizontal flow in an organization. Horizontal flow refers to the flow of information among people at the same or similar organizational levels, whereas diagonal flow refers to the flow of information among persons at different levels, who have no direct reporting relationships.

What is monopoly power?

A. When an organization has absolute power in its chosen marketplace
B. When an organization has power over its immediate rivals in its chosen marketplace
C. When an organization has limited power in its chosen marketplace
D. When an organization buys out another organization and assumes power of its share of the marketplace
✅ The correct answer is option A.
When an organization has absolute power in its chosen marketplace is monopoly power. Monopoly power (also called market power) refers to a firm’s ability to charge a price higher than its marginal cost. Monopoly power typically exists where the there is low elasticity of demand and significant barriers to entry.