Funds provided by suppliers of funds in financial markets are classified as

A. compounded funds
B. savings funds
C. supply of loan-able funds
D. demand of loan-able funds
✅ The correct answer is option C.
Funds provided by suppliers of funds in financial markets are classified as supply of loan-able funds. The supply of loanable funds is based on savings. The demand for loanable funds is based on borrowing. The interaction between the supply of savings and the demand for loans determines the real interest rate and how much is loaned out.

859. ETOP stands for___________

A. Environmental threat and opportunity profile
B. Economic threat and Opportunity profile
C. Enhanced technology and opportunity profile
D. none of these
✅ The correct answer is option A.
ETOP stands for Environmental threat and opportunity profile. ETOP analysis (environmental threat and opportunity profile) is the process of gathering information about events and their relationships within an organization’s internal and external environments.

856. Value added manufacturing time is divided by total manufacturing is to calculate

A. value chain efficiency
B. value chain effectively
C. manufacturing cycle effectively
D. manufacturing cycle efficiency
✅ The correct answer is option D.
Value added manufacturing time is divided by total manufacturing is to calculate manufacturing cycle efficiency. Manufacturing cycle efficiency measures the proportion of production time spent on value-added activities.

Issuers that are not involved directly in funds transferring are classified as

A. individual issuers
B. corporate issuers
C. local issuers
D. global issuers
✅ The correct answer is option B.
Issuers that are not involved directly in funds transferring are classified as corporate issuers. An issuer is a legal entity that develops, registers and sells securities to finance its operations. Issuers may be corporations, investment trusts, or domestic or foreign governments.

851. Marketers often use the term ________ to cover various groupings of customers.

A. People
B. Buying power
C. Demographic segment
D. Market
✅ The correct answer is option D.
Marketers often use the term market to cover various groupings of customers. The term market refers to the group of consumers or organizations that is interested in the product, has the resources to purchase the product, and is permitted by law and other regulations to acquire the product.

Value which converts series of equal payments in to value received at beginning of investment is classified as

A. decreased value of annuity
B. increased value of annuity
C. present value of annuity
D. future value of annuity
✅ The correct answer is option C.
Value which converts series of equal payments in to value received at beginning of investment is classified as present value of annuity. An annuity is a financial product that pays out a fixed stream of payments to an individual. Annuities exist first in an accumulation phase, whereby investors fund the product with either a lump-sum or periodic payments.

65. Participation, recognition and power are some of the examples of _________.

A. financial motivation
B. non-financial motivation
C. extrinsic motivation
D. intrinsic motivation
✅ The correct answer is option B.
Participation, recognition and power are some of the examples of non-financial motivation. Non-financial motivation is the integration of a system of reward and recognitions (Rewards and Recognition – R & R), which doesn’t involve giving money directly to the employee.

79. A written statement of policies and principles that guides the behavior of all employees is called

A. code of ethics
B. word of ethics
C. ethics/ dilemma
D. Training Manual
✅ The correct answer is option A.
A written statement of policies and principles that guides the behavior of all employees is called code of ethics. Ethics in HRM basically deals with the affirmative moral obligations of the employer towards employees to maintain equality and equity justice. Areas of HRM ethics Basic human rights, civil and employment fight.

843. A _____ types of processor design uses a group of instruction processors to execute program at the same time.

A. Coupled
B. Multilevel
C. Parallel
D. Single
✅ The correct answer is option C.
A Parallel types of processor design uses a group of instruction processors to execute program at the same time. Parallel processing is information processing that uses more than one computer processor simultaneously to perform work on a problem. This should not be confused with multitasking , in which many tasks are performed on a single processor by continuously switching between them, a common practice on serial machines.

78. In an organisation initiating career planning, the career path model would essentially form the basis for

A. Placement
B. Transfer
C. Rotation
D. All of the above
✅ The correct answer is option D.
In an organisation initiating career planning, the career path model would essentially form the basis for Placement, Transfer and Rotation.