Equilibrium interest rate decreases and economic conditions increases then supply curve must shift to

A. up and to left
B. up and to right
C. down and to left
D. down and to right
✅ The correct answer is option D.
Equilibrium interest rate decreases and economic conditions increases then supply curve must shift to down and to right. The equilibrium interest rate is the rate at which the quantity of money demanded is equal to the quantity of money supplied.

976. Which computer based model is developed after human brain?

A. Fuzzy Logic
B. Neural Network
C. Virtual-Reality
D. All of the above
✅ The correct answer is option B.
Neural Network computer based model is developed after human brain. Neural network, a computer program that operates in a manner inspired by the natural neural network in the brain.

973. Fixed cost is divided by break-even revenues to calculate

A. cost margin
B. fixed margin
C. revenue margin
D. contribution margin
✅ The correct answer is option D.
Fixed cost is divided by break-even revenues to calculate contribution margin. Contribution margin is a product’s price minus all associated variable costs, resulting in the incremental profit earned for each unit sold. The total contribution margin generated by an entity represents the total earnings available to pay for fixed expenses and to generate a profit.

964. During a service recovery effort, the employee was very empathetic to the customer’s plight and agreed to replace the defective product. However, it took three months for the replacement product to show up which was much later than the customer had anticipated. As a result, the recovery effort violated the customer’s ___________ justice need.

A. social
B. procedural
C. interactional
D. distributive
✅ The correct answer is option B.
During a service recovery effort, the employee was very empathetic to the customer’s plight and agreed to replace the defective product. However, it took three months for the replacement product to show up which was much later than the customer had anticipated. As a result, the recovery effort violated the customer’s procedural justice need.

Instrument used by Federal Reserve to smooth money supply and interest rates includes

A. treasury notes
B. repurchase agreements
C. commercial payable notes
D. commercial receivable notes
✅ The correct answer is option B.
Instrument used by Federal Reserve to smooth money supply and interest rates includes repurchase agreements. A repurchase agreement (repo) is a form of short-term borrowing for dealers in government securities. In the case of a repo, a dealer sells government securities to investors, usually on an overnight basis, and buys them back the following day.

In the writing of an apology letter, concentrate on

A. Problem
B. Compensation
C. Rectification of problem
D. Words
✅ The correct answer is option C.
In the writing of an apology letter, concentrate on rectification of problem. Your apology should be brief and to the point. Your reputation as a trustworthy customer and credit risk may be in question, so your immediate and thorough attention to the matter is important. Focus on your actions to correct the problem and offer assurance it won’t happen again.

Risk which arises from insufficient capital available to balance sudden decrease in assets value is classified as

A. insolvency risk
B. solvency risk
C. balanced risk
D. unbalanced risk
✅ The correct answer is option A.
Risk which arises from insufficient capital available to balance sudden decrease in assets value is classified as insolvency risk. Insolvency risk is defined as the risk that an individual or company will not be able to meet its debt obligations.

Commercial paper issued with low interest rate thus commercial paper are categorized as

A. payables rating
B. commercial rating
C. poor credit rating
D. better credit rating
✅ The correct answer is option D.
Commercial paper issued with low interest rate thus commercial paper are categorized as better credit rating. Higher scores represent better credit decisions and can make creditors more confident that you will repay your future debts as agreed.