If demand of loanable demands decrease then borrowing cost of funds is

A. upside
B. lower
C. higher
D. zero
✅ The correct answer is option B.
If demand of loanable demands decrease then borrowing cost of funds is lower. Cost of borrowing refers to the total amount a debtor pays to secure a loan and use funds, including financing costs, account maintenance, loan origination, and other loan-related expenses.

1404. What does the acronym SMART refer to?

A. Superiority, Measurement, Appropriability, Replicability, Transparency
B. Specific, Measurable, Achievable, Realistic, Timescale
C. Substitutability, Measurement, Appropriability, Replicability, Transparency
D. Specific, Measurable, Achievable, Realistic, Timely
✅ The correct answer is option B.
S.M.A.R.T. is an acronym that stands for specific, measurable, achievable, realistic and timescale.

1402. The focus of marketing today is _______.

A. Value and Satisfaction
B. Quality and Long Term Relationships
C. All of the Above
D. None of the Above
✅ The correct answer is option C.
The focus of marketing today is Value and Satisfaction and Quality and Long Term Relationships. Customer focused marketing is the process of determining customer needs and wants in order to drive the working force behind the company’s products or services.

Selling of products outward home country referred to

A. imports
B. currency Devaluation
C. exports
D. loans
✅ The correct answer is option C.
Selling of products outward home country referred to exports. Exports are a function of international trade whereby goods produced in one country are shipped to another country for future sale or trade. Exports are a crucial component of a country’s economy, as the sale of such goods adds to the producing nation’s gross output.

1437. In customer cost hierarchy, costs of those activities that cannot be traced to distribution channels or individual customers are called

A. discretionary channel costs
B. corporate-sustaining costs
C. distribution-channel costs
D. engineered resource costs
✅ The correct answer is option B.
In customer cost hierarchy, costs of those activities that cannot be traced to distribution channels or individual customers are called corporate-sustaining costs.

ADR/GDR can be issued

A. only by listed companies
B. by listed or unlisted companies
C. only by companies listed on BSE
D. none of the above
✅ The correct answer is option A.
ADR/GDR can be issued only by listed companies. With the help of ADR, foreign companies can trade in US stock market, through various bank branches. On the other hand, GDR helps foreign companies to trade in any country’s stock market other than the US stock market, through ODB’s branches. ADR is issued in America while GDR is issued in Europe.

1425. An example of a core competency of a firm is

A. the corporate reputation
B. communicating with customers in their own languages worldwide
C. developing least squared exemptions within its accounting system
D. evaluating tangible and intangible assets
✅ The correct answer is option B.
An example of a core competency of a firm is communicating with customers in their own languages worldwide. Core competencies differentiate an organization from its competition and create a company’s competitive advantage in the marketplace. Typically, a core competency refers to a company’s set of skills or experience in some activity, rather than physical or financial assets.