Services provided by financial institutions as providing financing to any specific sector of economy such as real estate business are classified as

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A. business allocation
B. sector allocation
C. economic allocation
D. credit allocation
✅ The correct answer is option D.
Services provided by financial institutions as providing financing to any specific sector of economy such as real estate business are classified as credit allocation. The financing (credit) which a bank or financial institution (FI) provides for particular sectors of the economy, such as small businesses, farming, services, residential real estate, etc.

1432. Cash flows method, used by net present value method and internal rate of return are

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A. vertical cash flows
B. discounted cash flows
C. lean cash flows
D. future cash flows
✅ The correct answer is option B.
Cash flows method, used by net present value method and internal rate of return are discounted cash flows. Discounted cash flow (DCF) is a valuation method used to estimate the value of an investment based on its future cash flows.

1429. A young industry that is beginning to form is considered to be in __________ stage

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A. Introduction
B. Growth
C. Shakeout
D. Maturity
✅ The correct answer is option A.
A young industry that is beginning to form is considered to be in Introduction stage. Demand for the industry’s outputs is low at this time because product and/or service awareness is still developing.

Impact of 9/11 is

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A. Political Instability
B. Terrorist Attack
C. More foreign investment
D. Economic Instability
✅ The correct answer is option D.
Impact of 9/11 is Economic Instability. The economic effects of the September 11 attacks were initial shocks causing global stock markets to drop sharply. The September 11 attacks themselves resulted in approximately $40 billion in insurance losses, making it one of the largest insured events ever.

102. Complete freedom for group or individual decision, with a minimum of leader participation is under _________.

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A. autocratic style
B. democratic style
C. free-rein style
D. creative style
✅ The correct answer is option C.
Complete freedom for group or individual decision, with a minimum of leader participation is under free-rein style. Free-rein leadership, also called Laissez-Faire, is a type of leadership style in which leaders are hands-off and allow group members to make the decisions. Mangers set objectives and employees are free to do whatever is appropriate to accomplish those objectives.

1417. Span time from initial research and development of product till support and customer service, if not offered for that particular product will be called

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A. product life cycle
B. life cycle budgeting
C. life cycle costing
D. target costing
✅ The correct answer is option A.
Span time from initial research and development of product till support and customer service, if not offered for that particular product will be called product life cycle. This concept is used by management and by marketing professionals as a factor in deciding when it is appropriate to increase advertising, reduce prices, expand to new markets, or redesign packaging.

124. The sixth step of the SHRM application tool is to evaluate the plan against success criteria. During this stage it is important to note:

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A. the positive effects of the actions implemented
B. the negative effects of the actions implemented
C. the failures that resulted from the implementation of the plan
D. the positive & negative effect of the actions implemented
✅ The correct answer is option D.
The sixth step of the SHRM application tool is to evaluate the plan against success criteria. During this stage it is important to note the positive & negative effect of the actions implemented.

1412. What have been constructed for Operations Research problems and methods for solving the models that are available in many cases?

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A. Scientific Models
B. Algorithms
C. Mathematical Models
D. None of the above
✅ The correct answer is option C.
Mathematical Models have been constructed for Operations Research problems and methods for solving the models that are available in many cases. A mathematical model can be defined as a description of a system using mathematical concepts and language to facilitate proper explanation of a system or to study the effects of different components and to make predictions on patterns of behaviour (Abramowitz and Stegun, 1968).

1410. What is an emergent strategy?

by
A. One with clear objectives leading to a clear strategy
B. One with no specific objectives, that is fully flexible, using opportunism to seize the main chance at the right moment
C. One with a formal approach to adaptive strategy creation, so that in a turbulent environment objectives and strategies can be adjusted
D. One that has a clear mission and directional objectives but that also recognizes the need for flexibility
✅ The correct answer is option B.
One with no specific objectives, that is fully flexible, using opportunism to seize the main chance at the right moment is an emergent strategy. Emergent strategy is a set of actions, or behavior, consistent over time, “a realized pattern [that] was not expressly intended” in the original planning of strategy. When a deliberate strategy is realized, the result matches the intended course of action.