Saving banks, insurance companies, mutual funds and commercial banks are all examples of

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A. non-financial institutions
B. derivative institutions
C. financial institutions
D. payable institutions
✅ The correct answer is option C.
Saving banks, insurance companies, mutual funds and commercial banks are all examples of financial institutions. A financial institution (FI) is a company engaged in the business of dealing with financial and monetary transactions such as deposits, loans, investments, and currency exchange.

1470. The main characteristics of Knowledge Process Outsourcing are___________.

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A. Process are not easily codified
B. The agent has to interpret the information
C. The agent is expected to exercise judgement
D. All of the above
✅ The correct answer is option D.
The main characteristics of Knowledge Process Outsourcing are Process are not easily codified, The agent has to interpret the information and The agent is expected to exercise judgement.

As compared to non-convertible bonds, yield on convertible bond is

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A. relatively lower
B. relatively higher
C. relatively zero
D. relatively discounted
✅ The correct answer is option A.
As compared to non-convertible bonds, yield on convertible bond is relatively lower. At face value, the interest rate on a convertible bond is actually lower than that found on nonconvertible bonds.

103. In managerial grid, the style which focuses wholly on production is

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A. task management
B. impoverished style
C. country club
D. team management style
✅ The correct answer is option A.
In managerial grid, the style which focuses wholly on production is task management. Task management is the process of managing a task through its life cycle. It involves planning, testing, tracking, and reporting. Task management can help either individual achieve goals, or groups of individuals collaborate and share knowledge for the accomplishment of collective goals.

1464. Which of these is not a valid reason in support of focused strategies?

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A. Greater control
B. Reduction of weak business to develop a strong core
C. Competence consolidation
D. Cost reduction
✅ The correct answer is option A.
Greater control is not a valid reason in support of focused strategies. A focus strategy is usually employed where the comopany knows its segment and has products to competitively satisfy its needs. Focus strategy is one of three generic marketing strategies.

Type of market in which short term instruments are traded and purchased by economic units is classified as

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A. money markets
B. capital markets
C. debt markets
D. economic markets
✅ The correct answer is option A.
Type of market in which short term instruments are traded and purchased by economic units is classified as money markets. The money market is the trade in short-term debt investments. At the wholesale level, it involves large-volume trades between institutions and traders. At the retail level, it includes money market mutual funds bought by individual investors and money market accounts opened by bank customers.

Exchange rate entail delivery of trade currency within two business days know as

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A. forward rate
B. future rate
C. spot rate
D. bid rate
✅ The correct answer is option C.
Exchange rate entail delivery of trade currency within two business days know as spot rate. The spot rate is the price quoted for immediate settlement on a commodity, a security or a currency. The spot rate, also referred to as the “spot price,” is the current market value of an asset at the moment of the quote.

1455. Middle level managers typically are responsible for ___________ strategies

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A. business
B. organizational
C. operational
D. corporate
✅ The correct answer is option A.
Middle level managers typically are responsible for business strategies. Middle management is at the center of a hierarchical organization, subordinate to the senior management but above the lowest levels of operational staff.

1452. Biased random sampling is made from among alternatives which have.

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A. Equal probability
B. Unequal probability
C. Probability which do not sum to 1
D. None of the above
✅ The correct answer is option B.
Biased random sampling is made from among alternatives which have Unequal probability. A sampling method is called biased if it systematically favors some outcomes over others.

Which of the following statement is True(T) or False(F) are given below. 1. If the tone of the voice and body language are negative the communication will pass. 2. Semantic barriers mean that different words may have different meaning in different cultures. 3. Correct choice of channel is one of the main barriers to communication.

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A. TFT
B. FTF
C. FFF
D. TTT
✅ The correct answer is option B.
If the tone of the voice and body language are negative the communication will not pass. Semantic barriers mean that different words may have different meaning in different cultures. Correct choice of channel is not the main barriers to communication.