1707. Which of the following is the most common underwriting decision?

To accept with extra premium
To reject proposal
Lien
To accept at an ordinary rate
✅ The correct answer is D.
The most common underwriting decision is to accept at an ordinary rate.
Acceptance at ordinary rates (OR) is the most common decision. This rating indicates that the risk is accepted at the same rate of premium as would apply to an ordinary or standard life.

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