When maturities of liabilities and assets are mismatched and risk incurred by financial intermediaries then this risk is classified as

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A. interest rate risk
B. channel rate risk
C. economic risk
D. issuance risk
✅ The correct answer is option A.
When maturities of liabilities and assets are mismatched and risk incurred by financial intermediaries then this risk is classified as interest rate risk. The interest rate risk, or market risk, refers to the chance that investments in bonds also known as fixed-income securities will suffer as the result of unexpected interest rate changes.

1140. Explosive growth cannot be maintained indefinitely. Sooner or later, the rate of growth slow and the industry enters the

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A. Embroynic stage
B. Growth stage
C. Shakeout stage
D. Maturity stage
✅ The correct answer is option C.
Explosive growth cannot be maintained indefinitely. Sooner or later, the rate of growth slow and the industry enters the Shakeout stage. Shakeout usually refers to the consolidation of an industry. Some businesses are naturally eliminated because they are unable to grow along with the industry or are still generating negative cash flows.

Investments would grade uppermost with regard to protection is

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A. government bonds
B. common stock
C. preferred stock
D. real estate
✅ The correct answer is option A.
Investments would grade uppermost with regard to protection is government bonds. A government bond is a debt security issued by a government to support government spending. Government bonds can pay periodic interest payments called coupon payments.

1131. ____________ is a tool for simultaneously depicting the service process, the points of customer contact and the evidence of service from the customers point of view.

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A. Front of Planning
B. Service Blueprinting
C. Service standardization
D. None of these
✅ The correct answer is option B.
Service Blueprinting is a tool for simultaneously depicting the service process, the points of customer contact and the evidence of service from the customers point of view. A service blueprint is an operational planning tool that provides guidance on how a service will be provided, specifying the physical evidence, staff actions, and support systems / infrastructure needed to deliver the service across its different channels.

1128. The _____ identifies the product or brand.

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A. Container
B. Label
C. Advertisement
D. Warranty
✅ The correct answer is option B.
The Label identifies the product or brand. The brand name is the central focus on the label for identifying a product. Nevertheless, such elements as the logos, brand marks, color schemes, designs, and graphics may also serve to identify a specific brand.

1125. How often should strategic-management activities be performed?

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A. Annually
B. Quarterly
C. Monthly
D. Continuously
✅ The correct answer is option D.
Continuously strategic-management activities should be performed. Strategic management is a continuous process that appraises the business and industries in which the organization is involved, its competitors; and fixes goals to meet all the present and future potential competitors and then reassesses each strategy.

Which of the following problems can occur as a result of ineffective downward flow?

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A. Employees feeling that they don’t receive enough information to do their jobs
B. Employees feeling that they receive too much information
C. Employees feeling the information they do receive is not the information they need
D. All of the above
✅ The correct answer is option D.
Employees feeling that they don’t receive enough information to do their jobs, Employees feeling that they receive too much information and Employees feeling the information they do receive is not the information they need are the problems can occur as a result of ineffective downward flow.

1119. Situation analysis involves the process of:

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A. designing and choosing appropriate organizational strategies
B. analyzing the current environment of the organization
C. analyzing the external environment only
D. evaluating the internal aspects of the organization
✅ The correct answer is option B.
Situation analysis involves the process of analyzing the current environment of the organization. Situation analysis is defined as an analysis of the internal and external factors of a business. It clearly identifies a business’s capabilities, customers, potential customers and business environment, and their impact on the company.

1118. PDA means ______.

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A. Pocket Data Assistants
B. Personal Data Assistants
C. Pocket Digital Assistants
D. Personal Digital Assistants
✅ The correct answer is option D.
PDA means Personal Digital Assistants. A personal digital assistant is a small mobile device that provides computing and information storage capabilities.