Depository institutions such as thrifts includes

by
A. savings associations
B. savings banks
C. credit unions
D. all of above
✅ The correct answer is option D.
Depository institutions such as thrifts includes savings associations, savings banks and credit unions. A thrift institution is a financial institution that obtains the majority of its funds from the savings of the public. The term can include several cooperative banking models; Savings and loan association. Mutual savings bank.

Put option considering interest rates and have multiple exercise dates is classified as

by
A. swaps multiplier
B. notion multiplier
C. floor
D. cap
✅ The correct answer is option C.
Put option considering interest rates and have multiple exercise dates is classified as floor. Floors set a minimum interest rate payment because if interest rates fall below the strike rate the floor holder is protected; payments are calculated the same as caps.

Communication between departments or functional units of companies is known as

by
A. department communication
B. upward communication
C. command communication
D. horizontal communication
✅ The correct answer is option D.
Horizontal communication is the transmission of information between people, divisions, departments or units within the same level of organizational hierarchy. You can distinguish it from vertical communication, which is the transmission of information between different levels of the organizational hierarchy.

1263. Which theory concerns making sound decisions under conditions of certainity, risk and uncertainty?

by
A. Game Theory
B. Network Analysis
C. Decision Theory
D. None of the above
✅ The correct answer is option C.
Decision Theory concerns making sound decisions under conditions of certainity, risk and uncertainty. Decision theory is an interdisciplinary approach to arrive at the decisions that are the most advantageous given an uncertain environment. Decision theory brings together psychology, statistics, philosophy, and mathematics to analyze the decision-making process.

For a foreign exchange of specific currency, non-hedged position is classified as

by
A. open position
B. close position
C. currency long position
D. currency short position
✅ The correct answer is option A.
For a foreign exchange of specific currency, non-hedged position is classified as open position. A naked position is a securities position, long or short, that is not hedged from market risk. Both the potential gain and the potential risk are greater when a position is naked instead of covered or hedged in some way.

1254. One key to effective implementation is setting:

by
A. schedule of events
B. deadlines
C. milestones
D. good managers in motion
✅ The correct answer is option D.
One key to effective implementation is setting good managers in motion. Implementing Effective Interventions is a process of assuring that key aspects of promising approaches are put into practice as intended and to meet local needs.

89. According to Maslow, physiological needs is a

by
A. high level needs
B. medium level needs
C. lower level needs
D. psychological needs
✅ The correct answer is option C.
According to Maslow, physiological needs is a lower level needs. Physiological needs deal with the maintenance of the human body. This lowest category includes the most basic needs that are vital to survival, such as the need for water, air, food, and sleep.