2638. Which of the below statement is true regarding ULIP’s?

Value of the units is determined by a formula fixed in advance
Investment risk is borne by the insurer
ULIP’s are opaque with regards to their term, expenses and savings components
ULIP’s are bundled products
✅ The correct answer is C.
ULIP’s are transparent with regards to their term, expenses and savings components. The value of each unit of a fund is determined by dividing the total value of the fund’s investments by the total number of units.

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