In the event of loss of policy document, no fresh proposal needed
The insurer will in such an event issue a duplicate policy without making any change in the contract
No fresh underwriting is involved for issue of a duplicate policy
The assured has to approach a competent court of law and obtain an order directing the insurer to issue a duplicate policy
✅ The correct answer is D.
The assured does not have to approach a competent court of law and obtain an order directing the insurer to issue a duplicate policy.
The assured does not have to approach a competent court of law and obtain an order directing the insurer to issue a duplicate policy.