2516. Pick out the incorrect sentence.

Underwriting is risk assessment in a proposal on the life of the proposer for offering him life cover
Prevention of selection against the insurer is the purpose of underwriting
Underwriting is a needless exercise in today’s environment of inadequate coverage of population for life insurance
Underwriting process defines and determines the premium chargeable on the proposal for covering risk
✅ The correct answer is C.
Underwriting is a needed exercise in today’s environment of inadequate coverage of population for life insurance.

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