Major liabilities of commercial banks are

A. junk bonds
B. deposits
C. loans
D. swap bonds
✅ The correct answer is option B.
Major liabilities of commercial banks are deposits. A deposit is a financial term that has multiple definitions.On the one hand, a deposit is a transaction involving a transfer of funds to another party for safekeeping. On the other, a deposit also refers to a portion of funds used as security or collateral for the delivery of a good.

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