Depository institutions includes

A. mutual funds
B. commercial banks and thrifts
C. savings banks
D. credit unions
✅ The correct answer is option B.
Depository institutions includes commercial banks and thrifts. A depository is a facility such as a building, office, or warehouse in which something is deposited for storage or safeguarding. It can refer to an organization, bank, or institution that holds securities and assists in the trading of securities.

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