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2341. Market value of option which is out-of-money is

greater than zero
equal to zero
lesser than zero
equal to one
✅ The correct answer is A.
Market value of option which is out-of-money is greater than zero. The market price of the option is the price you pay when you buy the option and the price you get when you sell the option. The market price of the option consists of two parts, intrinsic value and time value.

2342. In Needs-analysis the following act is done

Location of areas where people need life insurance protection
Identifying people who may work as agents
Estimating assets of prospects
Estimating the net worth of prospects
✅ The correct answer is A.
In Needs-analysis location of areas where people need life insurance protection. A good needs analysis also considers how much the death benefit from the life insurance policy is likely to earn if it’s invested.

2343. Which type of classification is based on alphabetical order?

Alphabetical classification
Numerical classification
Subject wise classification
Geographical classification
✅ The correct answer is A.
Alphabetical classification classification is based on alphabetical order. Alphabetical filing is a fundamental way to organize documents in both your private and personal life. Filing documents in alphabetical order will allow you and others to find and replace each file quickly.

2346. Rate of interest which is usually discussed by investors whenever rate of return is discussed is classified as

yield to maturity
yield to return
yield to earning
yield to investors
✅ The correct answer is A.
Rate of interest which is usually discussed by investors whenever rate of return is discussed is classified as yield to maturity. Yield to maturity (YTM) is the total return anticipated on a bond if the bond is held until it matures. Yield to maturity is considered a long-term bond yield but it is expressed as an annual rate.

2348. Left side of balance sheet states the

appreciated earnings
liabilities
assets
stocks earnings
✅ The correct answer is B.
Left side of balance sheet states the liabilities. A standard company balance sheet has two sides: assets, on the left and financing, which itself has two parts, liabilities and ownership equity, on the right. Balance sheets are usually presented with assets in one section and liabilities and net worth in the other section with the two sections “balancing”.

2316. Which of the following is not a dimension of e-commerce security provided by encryption?

availability
message integrity
nonrepudiation
confidentiality
✅ The correct answer is A.
Availability is not a dimension of e-commerce security provided by encryption. eCommerce security refers to the principles which guide safe electronic transactions, allowing the buying and selling of goods and services through the Internet, but with protocols in place to provide safety for those involved.

2319. Labour cost is the second element of ________.

cost
profit
sales
task
✅ The correct answer is A.
Labour cost is the second element of cost. Labour cost is a second major element of cost. Under the present political conditions with a restive labour in organised industry, it is very difficult to reduce labour cost.
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