2851. State which of the following statements is correct

In ULIPs the insurance cover must be a minimum multiple of the premium
ULIPs can be surrendered after two years
Both the above statements are correct
Both the above statements are wrong
✅ The correct answer is A.
In ULIPs the insurance cover must be a minimum multiple of the premium. ULIPs determine the cover as a multiple of the annual premium. If you are looking for an investment avenue, choose a plan with the lowest Sum Assured because a higher cover means a higher mortality charge.

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