1102. In decreasing-term insurance, the premiums paid _________ over time.

Increase
Decrease
Remain constant
Are returned
✅ The correct answer is C.
In decreasing-term insurance, the premiums paid remain constant over time. Decreasing term insurance is renewable term life insurance with coverage decreasing over the life of the policy at a predetermined rate. Premiums are usually constant throughout the contract, and reductions in coverage typically occur monthly or annually.

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