2435. The labour force participation rate is the

Proportion of population that is working
Proportion of population working or looking for work
Proportion of skilled workers population
Proportion of female workers to male workers
✅ The correct answer is C.
The labour force participation rate is the proportion of skilled workers population. It refers to the number of people who are either employed or are actively looking for work.

2439. Claim against assets are represented by

saved earning
retained earnings
maintained earnings
saving account earning
✅ The correct answer is B.
Claim against assets are represented by retained earnings. Retained earnings are the profits that a company has earned to date, less any dividends or other distributions paid to investors. This amount is adjusted whenever there is an entry to the accounting records that impacts a revenue or expense account.

2447. Which one is threat for E‐commerce?

Trojan horse
firewall
encryption
None
✅ The correct answer is A.
Trojan horse is threat for E‐commerce. A Trojan horse or Trojan is a type of malware that is often disguised as legitimate software. Trojans can be employed by cyber-thieves and hackers trying to gain access to users’ systems. Users are typically tricked by some form of social engineering into loading and executing Trojans on their systems.

2419. In case of ULIPs, which of the following statements is correct?

Entire premium is invested in units
Premium less charges are invested
Premium less bonuses are invested in units
Premium less risk charges are invested
✅ The correct answer is B.
In a Ulip, the entire amount paid as premium is not used to purchase units. The insurers deduct certain charges and fees before allotting units. The remaining premium amount is invested in various asset classes such as debt, equity or both (called fund options) depending on policyholder’s choice.