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2596. The preference shares holders who have no claim for the arrears of dividend are _________ preference shares.

Cumulative
Non-cumulative
Redeemable
Irredeemable
✅ The correct answer is B.
The preference shares holders who have no claim for the arrears of dividend are Non-cumulative preference shares. Non-cumulative preference shares are those type of preference shares, which have right to get fixed rate of dividend out of the profits of current year only. They do not carry the right to receive arrears of dividend.

2597. Which kind policies are not entitled bonuses?

Non participatory
Money back
Children’s
Whole life
✅ The correct answer is D.
Whole life policies are not entitled for bonuses. Not all life insurance policies are entitled to receive the bonus amount. Only participating (with-profit) policies qualify for the bonus and the policyholders holding a participating life insurance policy will only qualify for the bonus payout.

2583. Which of these is not a product of life insurance?

Whole life
Term
Life annuity
Car Insurance
✅ The correct answer is D.
Car Insurance is not a product of life insurance. Car insurance is compulsory by law. It is a way we protect ourselves financially in case of damages caused by accidents or a theft.

2584. Secret key is used for.

Public key cryptography
Private key cryptography
Asymmetric key cryptography
None of these
✅ The correct answer is B.
Secret key is used for Private key cryptography. A private key, also known as a secret key, is a variable in cryptography that is used with an algorithm to encrypt and decrypt code. Secret keys are only shared with the key’s generator, making it highly secure. Private keys play an important role in symmetric cryptography, asymmetric cryptography and cryptocurrencies.

2585. Third factor in Fama French three factor model is ratio which is classified as

book to market ratio
market to book ratio
company to industry ratio
stock to portfolio ratio
✅ The correct answer is B.
Third factor in Fama French three factor model is ratio which is classified as market to book ratio. The Fama and French model has three factors: size of firms, book-to-market values and excess return on the market. In other words, the three factors used are SMB (small minus big), HML (high minus low) and the portfolio’s return less the risk free rate of return.

2586. The process of getting customers to pass along a company’s marketing message to friends, family, and colleagues is known as _______.

affiliate marketing
viral marketing
permission marketing
blog marketing
✅ The correct answer is B.
The process of getting customers to pass along a company’s marketing message to friends, family, and colleagues is known as viral marketing. Viral marketing or viral advertising is a business strategy that uses existing social networks to promote a product.

2587. Stock option is considered more valuable in situation when stock have

price hike in market
market stability
not volatile
highly volatile
✅ The correct answer is D.
Stock option is considered more valuable in situation when stock have highly volatile. A stock option gives an investor the right, but not the obligation, to buy or sell a stock at an agreed upon price and date.

2589. Financial security in which there is no default risk and issues by U.S governments is classified as

U.S treasury bonds
mortgages
municipal bonds
corporate bonds
✅ The correct answer is A.
Financial security in which there is no default risk and issues by U.S governments is classified as U.S treasury bonds. Treasury bonds are U.S. government debt securities with a maturity range between 10 and 30 years and which are marketable and set at a fixed interest rate. T-bonds pay semiannual interest payments until maturity, at which point the face value of the bond is paid to the owner.
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