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564. Net income available to stockholders is Rs 125 and total assets are Rs 1,096 then return on common equity would be

0.11%
11.40%
0.12 times
12.00%
✅ The correct answer is B.
Net income available to stockholders = 125

Total assets = 1,096

Return on common equity rate shows the net income earned per every rupee invested.It acts as a yardstick of profitability.

Return on common equity

= (net income – preferential stock)/Average common stock holder’s equity

No further information is available

= (125/1096)×100

= 11.4051 ℅

566. A bear speculator is also called as _______.

Manidiwala
Tejiwala
Tarawaniwalas
Vaniwala
✅ The correct answer is A.
A bear speculator is also called as Manidiwala. A Bull is a stock market speculator who buys a holding in a stock in the expectation that in the very short-term it will rise in value whereupon they will sell the stock to make a quick profit on the transaction.

568. In__________ the workers are paid on the basis of hourly daily,weekly rate

time rate system
piece rate system
premium bonus system
emerson efficiency plan
✅ The correct answer is A.
In time rate system the workers are paid on the basis of hourly daily, weekly rate. Under this method of wage payment, the workers are paid the wages on the basis of time. In this system of wage payment, the workers are paid the wages on the basis of time as, per hour, per day, per week, per fortnight or per month etc.

573. Excess capacity is not found under

Monopoly
Monopolistic competition
Perfect competition
Oligopoly
✅ The correct answer is C.
Excess capacity is not found under Perfect competition. Under perfect competition, each firm produces at the minimum point on its LAC curve and its horizontal demand curve is tangent to it at that point. Its output is ideal and there is no excess capacity in the long-run.

576. The key item for investors on the income statement is______________.

sales
gross profit
operating expenses
after-tax net income
✅ The correct answer is D.
The key item for investors on the income statement is after-tax net income. Net income after taxes (NIAT) is simply the net income of a business less all taxes. It is the sum of all revenues minus all expenses, including cost of goods sold, depreciation, interest, and taxes.

579. In which manner Pre-existing illnesses could be covered?

After illness is cured
Before illness is contracted
After illness is diagnosed
After a Waiting period
✅ The correct answer is D.
After a Waiting period Pre-existing illnesses could be covered. Pre-existing diseases are those that exist at the time of taking a policy and are excluded from the cover during an initial waiting period.

582. Financial intermediaries exist because small investors cannot efficiently ________.

diversify their portfolios
gather all relevant information
assess credit risk of borrowers
advertise for needed investments
✅ The correct answer is E.
Financial intermediaries exist because small investors cannot efficiently diversify their portfolios, gather all relevant information, assess credit risk of borrowers and advertise for needed investments.
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