Administrator

2256. Rate of return (in percentages) is consists of

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capital gain yield interest yield
return yield + stable yield
return yield + instable yield
par value + market value
✅ The correct answer is A.
Rate of return (in percentages) is consists of capital gain yield interest yield. A rate of return (RoR) is the net gain or loss on an investment over a specified time period, expressed as a percentage of the investment’s initial cost.

2245. Which of the following options are correct?

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Notice of assignment has to be given to the insurer
Notice of nomination has to be given to the insurer
Both A & B
None of the above
✅ The correct answer is C.
Notice of assignment and notice of nomination have to be given to the insurer. Transfer by the holder of a life insurance policy (the assignor) of the benefits or proceeds of the policy to a lender (the assignee), as a collateral for a loan. In the event of the death of the assignor, the assignee is paid first and the balance (if any) is paid to the policy’s beneficiary.

2237. What is the basic contingency associated with pensions?

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Mortality
Morbidity
Post-retirement income security
Disability
✅ The correct answer is C.
Post-retirement income security is the basic contingency associated with pensions. A pension plan is a good way to secure your financial stability post-retirement. These pension plans which are maintained by the employers protect you from any uncertainty that may come unannounced post your retirement.

2238. Who breaks into other people’s computer systems and steals and destroys information?

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Hackers
softwares
Hacktivists
Script kiddies
✅ The correct answer is A.
Hackers breaks into other people’s computer systems and steals and destroys information. Hacking refers to activities that seek to compromise digital devices, such as computers, smartphones, tablets, and even entire networks.

2246. Halsey premium plan is ________.

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individual incentive scheme
group incentive scheme
time and piece wage system
differential piece wage system
✅ The correct answer is A.
Halsey premium plan is individual incentive scheme. Under Halsey plan minimum wages are guaranteed to every worker. A standard time is fixed for the workers. If the workers finish the work before standard time they are given bonus.