390. Historical growth rates, analysis forecasts and retention growth model are approaches to estimate

by
present value of gain
growth rate
growth gain
discounted gain
✅ The correct answer is B.
Historical growth rates, analysis forecasts and retention growth model are approaches to estimate growth rate. The term “historical growth” refers to the annualized rate at which a company has grown its earnings per share over a given period of time.

382. Which of the following is not a standard age proof?

by
Passport
School leaving certificate
Horoscope
Birth certificate
✅ The correct answer is C.
Horoscope is not a standard age proof. A horoscope is an astrological chart or diagram representing the positions of the Sun, Moon, planets, astrological aspects and sensitive angles at the time of an event, such as the moment of a person’s birth.

379. Type of premium asked by investors for bearing risk on average stock is classified as

by
average premium
market risk premium
stock premium
buying discount
✅ The correct answer is B.
Type of premium asked by investors for bearing risk on average stock is classified as market risk premium. The market risk premium is the difference between the expected return on a market portfolio and the risk-free rate. The market risk premium is equal to the slope of the security market line (SML), a graphical representation of the capital asset pricing model (CAPM).

367. Life insurance policy, in general, is a mixture of

by
Protection and security
Insurance and Assurance
Protection and Savings
Protection and Tax relief
✅ The correct answer is C.
Life insurance policy, in general, is a mixture of Protection and Savings. Life insurance plans are good tax-saving instruments. All the premiums you pay under a term plan are exempt from income tax deductions as per section 80C.