10.00%
3.16%
0.31%
5.40%
✅ The correct answer is A.
625. In order to determine the expected return of a portfolio, all of the following must be known except______________.
probabilities of expected returns of individual assets
weight of each individual asset to total portfolio value
expected return of each individual asset
all of the above must be known in order to determine the expected return of a portfolio
✅ The correct answer is D.
In order to determine the expected return of a portfolio, all of the following must be known except all of the above must be known in order to determine the expected return of a portfolio. The expected return for an investment portfolio is the weighted average of the expected return of each of its components.
In order to determine the expected return of a portfolio, all of the following must be known except all of the above must be known in order to determine the expected return of a portfolio. The expected return for an investment portfolio is the weighted average of the expected return of each of its components.
623. Which one of the following does not belong to regulatory bodies in India?
FMC
IRDA
PFRDA
SEBI
✅ The correct answer is D.
SEBI does not belong to regulatory bodies in India. The Securities and Exchange Board of India was established as a non-statutory regulatory body in the year 1988, but it was not given autonomous, statutory powers until January 30, 1992, when the Securities and Exchange Board of India Act was passed by the Parliament of India.
SEBI does not belong to regulatory bodies in India. The Securities and Exchange Board of India was established as a non-statutory regulatory body in the year 1988, but it was not given autonomous, statutory powers until January 30, 1992, when the Securities and Exchange Board of India Act was passed by the Parliament of India.
660. Degree of influence that a manager would have on revenues, cost, profit and investment is known as
controllability
influential power
responsibility
all of above
✅ The correct answer is A.
Degree of influence that a manager would have on revenues, cost, profit and investment is known as controllability. Controllability is an important property of a control system, and the controllability property plays a crucial role in many control problems, such as stabilization of unstable systems by feedback, or optimal control.
Degree of influence that a manager would have on revenues, cost, profit and investment is known as controllability. Controllability is an important property of a control system, and the controllability property plays a crucial role in many control problems, such as stabilization of unstable systems by feedback, or optimal control.
657. State the correct one of the following ones.
A policy lapses if the premium is not paid on the due date
A policy lapses if the premium is not paid within the grace period
A policy does not lapse at all under any conditions
Investment risk in a ULIP policy is borne by the Insurer
✅ The correct answer is B.
A policy lapses if the premium is not paid within the grace period. A policy lapses when you skip paying its premium, not just on the due date but even within the grace period—which is typically a month.
A policy lapses if the premium is not paid within the grace period. A policy lapses when you skip paying its premium, not just on the due date but even within the grace period—which is typically a month.
58. A decrease in value of a fixed asset due to age, wear and tear is known as
Depreciation
Accumulated depreciation
Appreciation
Written Down Value (WDV)
✅ The correct answer is A.
A decrease in value of a fixed asset due to age, wear and tear is known as Depreciation. Depreciation is an accounting method of allocating the cost of a tangible asset over its useful life and is used to account for declines in value. Businesses depreciate long-term assets for both tax and accounting purposes.
A decrease in value of a fixed asset due to age, wear and tear is known as Depreciation. Depreciation is an accounting method of allocating the cost of a tangible asset over its useful life and is used to account for declines in value. Businesses depreciate long-term assets for both tax and accounting purposes.
651. Which of the following best describes predicted growth in C2C and B2C auction spending?
B2C spending will overtake C2C spending
Both types of spending will increase
C2C spending will decrease while B2C increases
Both types of spending will decline at similar rates
✅ The correct answer is B.
Both types of spending will increase best describes predicted growth in C2C and B2C auction spending.
Both types of spending will increase best describes predicted growth in C2C and B2C auction spending.
648. How is a policy loan different from a commercial loan?
There is no legal obligation to repay a policy loan
In case of policy loan, there is no need for a credit check
Both A & B
None of the three
✅ The correct answer is C.
The main advantage of a policy loan over other loans is that there is no credit check; the interest rate is usually much lower; the policyholder can pay back the loan according to virtually any repayment schedule; and, in fact, the policyholder is not even legally obligated to pay back the loan.
The main advantage of a policy loan over other loans is that there is no credit check; the interest rate is usually much lower; the policyholder can pay back the loan according to virtually any repayment schedule; and, in fact, the policyholder is not even legally obligated to pay back the loan.
645. A premium which reflects possibility of issuer who does not pay principal amount of bonds is called
seasoned risk premium
nominal risk premium
default risk premium
quoted risk premium
✅ The correct answer is C.
A premium which reflects possibility of issuer who does not pay principal amount of bonds is called default risk premium. A default risk premium is effectively the difference between a debt instrument’s interest rate and the risk-free rate.
A premium which reflects possibility of issuer who does not pay principal amount of bonds is called default risk premium. A default risk premium is effectively the difference between a debt instrument’s interest rate and the risk-free rate.
642. ABC analysis is an inventory control technique in which:
Inventory levels are maintained
Inventory is classified into A, B and C category with A being the highest quantity, lowest value
Inventory is classified into A, B and C Category with A being the lowest quantity, highest value
Either b or c
✅ The correct answer is C.
ABC analysis is an inventory control technique in which Inventory is classified into A, B and C Category with A being the lowest quantity, highest value.
ABC analysis is an inventory control technique in which Inventory is classified into A, B and C Category with A being the lowest quantity, highest value.